AEPS | Kerala Grameena Bank (KGB) | Rural Bank

Loan Schemes

Loan Interest Rates

Home Loan

Education Loan

Personal Vehicle Loan

Deposit Schemes

Deposit Interest Rates

Current Account

Savings Account

Recurring Deposit

Most Searched

Popular FAQs

View all FAQs

How do I open a bank account?

What are your banking hours?

How to block my lost ATM?

Can I pay bills online?

Bank Policies

Lodge a Complaint

Unclaimed Deposits

Showing results for "loans"

Show all results

Kerala's
Own
Bank

Accessibility Menu

High Contrast

Bigger Text

Highlight Links

Cursor

Aadhaar Enabled Payment System (AEPS)

Kerala Grameena Bank offers Aadhaar Enabled Payment System (AEPS) through all its branches and its Kiosk Centers

Overview

AEPS is a service offered by NPCI (National Payment Corporation of India) which allows online interoperable financial transactions between banks using the Aadhaar authentication. Any customer having Aadhaar enabled acccounts can perform transactions in their account through any Branch/BC/Kiosk

Services offered by AEPS

Account opening
Balance Enquiry
Cash Withdrawal
Cash Deposit
Fund transfer
Best Finger Detection

Features & Benefits

Can operate Aadhaar linked accounts maintained with other banks
Since the service is available through Kiosk / BC the services will be available even after Banking hours
Can open accounts without submitting physical documents
Accounts thus opened will be having e-KYC (Electronic Know Your Customer)

How it Works?

Person intending to do AEPS transaction can approach any of the KGB branches with his/her Aadhaar number
Can do Debit / Credit / Balance enquiry transactions in his Aadhaar linked account with any AEPS enabled Bank

Rates & Charges

The charges are applicable to Non BSBDA accounts only (General SB) and the charges are as mentioned below.
Rs.30+GST per transaction for each Financial Transaction (Cash Deposit/Cash Withdrawal/fund Transfer) done through Other Bank BCAs, ie AEPS OffUS Issuer Transactions.
Rs.6+GST per transaction for Non- financial Transaction (Mini Statement/Balance Inquiry) done through Other Bank BCAs, ie AEPS OffUS Issuer Transactions.